The Act prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts,  including the following:.
All I got was the computerized bills telling me that I was late paying.
They are going to do it to you, and you have to figure out how to do it to them.
You have contacted us regarding the account with the above reference number, which you claim is owed by myself.
She then threatened to send it to collections as well as add more fees to the balance.
This agency threatened people with civil and criminal charges and harassed their family members to collect money.
Just remember laws change so please double check before relying on this:
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